Germeen Tanas

IRS Announces HSA and HDHP Limits for 2026

Germeen Tanas | May 9, 2025

The IRS announced in May 2025 the updated HSA contribution limits for 2026, which take effect in January 2026. While the increase isn't as...

What Brokers Need to Know About Fertility Benefits in 2025

Germeen Tanas | April 16, 2025

In 2025, fertility benefits are quickly moving from niche to necessity. As more employees delay parenthood or explore alternative paths to growing...

Does Your Client's Benefit Plan Need an Audit? Key Signs & Steps for Brokers

Germeen Tanas | March 7, 2025

Employee benefit plans are a critical part of an organization’s compliance, financial health, and employee satisfaction. However, these plans require...

1095-B vs. 1095-C Forms: What Brokers Need to Know for 2025

Germeen Tanas | February 18, 2025

As the annual Affordable Care Act (ACA) reporting deadlines approach, it's crucial for brokers to understand the distinctions between Forms 1095-B...

Helping Your Clients Prepare for 1095-C Filing and Distribution in 2025

Germeen Tanas | January 8, 2025

As the 2025 deadline for filing and distributing 1095-C forms approaches, benefits brokers play a pivotal role in guiding their clients—Applicable...

How the IRA Impacts Employer-Sponsored Health Plans

Germeen Tanas | December 10, 2024

The Inflation Reduction Act (IRA) has made headlines for lowering prescription drug prices and introducing new Medicare benefits. But, for employers...

What Happens If an Insurance Bill Is Inaccurate?

Germeen Tanas | November 8, 2024

Inaccurate insurance bills are more common than you might think, and they can lead to significant headaches if they aren’t managed properly. So, what...

The Risks of AI Health Advice: What Benefits Brokers Need to Know

Germeen Tanas | October 3, 2024

Despite the convenience and benefits of using Artificial Intelligence (AI) for health advice, there are significant risks that health information...

Mental Health Inequities to Drive $477.5 Billion in Preventable Costs in 2024

Germeen Tanas | September 10, 2024

According to a study conducted by Deloitte, The U.S. will spend an estimated $477.5 billion in “avoidable and unnecessary” expenses related to mental...

Virtual vs. In-Person Medical Care: Who Cares?

Germeen Tanas | August 14, 2024

In the evolving healthcare landscape, benefits brokers are uniquely positioned to guide clients through the increasingly complex options available to...